Teamwork Standard Chartered Bank Partnership Leading the Way in

Teamwork Standard Chartered Bank Partnership Leading the Way in Asia, Africa and the Middle East

About Standard Chartered Bank SCB Group More than 60,000 people in over 1400 locations in 56 countries in the Asia Pacific Region, South Asia, the Middle East, Africa, the UK and the Americas One of the world's most international banks, with employees representing 100 nationalities Listed on both the London and Hong Kong stock exchanges and in the top 25 FTSE-100 companies, by market capitalisation Wholesale Banking Serving Corporate and Institutional clients with world class offerings built on product capabilities that are innovative and responsive Providing clients with complete, customised solutions: Transaction services, Financing, Risk management, Advisory and Investment Consumer Banking More than 10 million customers and 1,000 branches in Asia, Africa and the Middle East Services include Mortgages, Credit cards, Personal loans, Wealth management, Priority Banking and SME Banking Strong client focus driving growth Total commitment to long-term partnership with you 2

Our Aspiration Strategic Intent Brand Promise Values The World’s Best International Bank Leading the way in Asia, Africa and the Middle East The Right Partner – Leading by Example Responsive Trustworthy Creative International Courageous Your CORE BANK in Asia, Africa and the Middle East 3

Customised Solutions Based On A Complete Set Of Products Products Offered Corporate Finance Strategic Value Added Transactional Basic Lending & Deposit taking Corporate Advisory Acquisition financing Structured Finance Private Equity Capital Markets and Treasury Management FX Options, Swaps Syndications Fixed Income Interest Rate Derivatives Securitisations Structured Trade Finance Transaction Banking & FX Finance Trade FX spot & forwards Cash Management Supply Chain Solutions Short and long-term lending Asset-backed finance Islamic financing 4

Dedicated Coverage For All Your Needs SCB Coverage Dedicated Relationship Manager supported by Strategic Industry Experts Top corporate finance specialists Unrivalled network Value Added Transactional Dedicated Relationship Manager supported by Aligned GM Sales / Transaction Banking Sales Customised transaction & electronic solutions Dedicated Relationship Manager supported by Transaction Banking Sales Customer Service Group Basic Lending & Deposit taking Integrated electronic platform (Straight2bank) Unrivalled network 5

Unrivalled Network Argentina Bahamas Brazil Colombia Mexico Peru United States of America Venezuela Falkland Islands Jersey Switzerland Turkey United Kingdom Botswana Cameroon Gambia Ghana Ivory Coast Nigeria Sierra Leone South Africa Afghanistan Bahrain Bangladesh India Iran Lebanon Mauritius Kenya Tanzania Uganda Zambia Zimbabwe Jordan Nepal Oman Qatar Turkey UAE Brunei Cambodia Indonesia Laos Malaysia Pakistan Singapore Sri Lanka Thailand China Hong Kong Japan Macau Philippines South Korea Taiwan Vietnam Australia More than 1400 locations in 56 countries worldwide with an unrivalled Asian Franchise We give you and your clients easy access to our financial expertise across the world As your partner, we will open the door to our strong international network, local knowledge and innovative solutions 6

1 Leadership Commodity Traders & Agribusiness (CTA) Africa Stephen Muriu Head Commodity Corporates Standard Chartered Bank Kenya

2 Key Messages Getting the Right Client Coverage in place. Growth Opportunities exist in our markets. Ability to deliver consistent and effective banking solutions Maintain solid partnerships with clients . 8

Client Coverage Background COMMODITY CORPORATES Commodity Traders Energy Metals & Mining Agri Finance Structured Agri Finance/SAF Products/System launched in October 2006. 9

6 Capturing the Agri Food Value Chain Africa? 10

7 Capturing the Agri Food Value Chain Water Land Capital Machinery Seed Production Transit Transit Wholesale Tolling Port Storage Retail Processing Warehouse Manufacturing Food Service Consolidation Shipping Distribution Hospitality Discharge Utility Fertilizer Ag Chemicals Ag Services Grain Hedge, Fertilizer Hedge, Working Capital, Project Finance, Structured Finance, Term Debt. Pre-finance, Working Capital. SPV – Repo Warehouse Inventory. Structured Receivable Financing. Debtor Finance, Working Capital, FX, Derivatives, Term Debt. 11

Growth Opportunities In Markets Strengths SCB SCB footprint footprint across across Africa Africa and and its its trade trade corridors corridors SAF product suite provides seamless SAF product suite provides seamless end-to-end end-to-end finance finance for for Agri Agri supply supply chain chain –– competitive competitive advantage advantage in in terms terms of of solutions solutions and and risk risk control control Good Good government government relationships relationships in in key key Agri Agri countries countries in Africa in Africa Strong Strong ties ties with with Collateral Collateral Managers Managers and and legal legal partners partners Experienced Experienced team, team, specifically specifically in in Southern Southern and and Eastern Africa Eastern Africa Opportunities Agri Agri wallet wallet penetration penetration in in Africa Africa is is still still relatively relatively small, small, allowing for growth to 2010 allowing for growth to 2010 Strongly Strongly positioned positioned to to leverage leverage our our footprint footprint for for increased trade to and from Africa increased trade to and from Africa Arable Arable land land in in Africa Africa currently currently under under cultivated, cultivated, leading to tremendous growth opportunities leading to tremendous growth opportunities Input Input finance finance product product can can be be leveraged leveraged to to grow grow the the segment segment Non-presence Non-presence strategy strategy in in Mozambique, Mozambique, Malawi Malawi and and Angola Angola 12

Key Drivers & Trends Current Statement of Purpose and Intent Africa presence countries market size GDP Growth in Africa (presence countries) (Unit: Bn USD) 444.7 CAGR (2005-2010) 5% 571.9 Key Drivers and Trends Africa set to become a breadbasket for the world, if challenges of insufficient infrastructure and limited finance can be overcome End to end focus for Agri in Africa is critical (production – processing – trade – off-take) to create the economies of scale to warrant infrastructure development and commercialisation back to the production segment 2005 2010 Assumptions Agri Agri growth growth presumed presumed at at the the same same rate rate as as the the GDP GDP growth growth rate rate (current (current rates rates used used to to project project 2010 2010 figures) figures) Considered Considered conservative conservative in in Africa Africa due due to to the the vast vast areas areas of arable land not being cultivated currently of arable land not being cultivated currently Agri trade between Africa and India, and Africa and China set to increase Agri economies African government programmes for countries to feed themselves – strong production segment focus Government focus on diversifying into commodities for export (coffee, oils, rubber, cocoa, etc) Higher risk in Africa leading to continued high returns until 2010 Biofuels opportunities Source: SCB Analysis 13

LASTLY THANK YOU DELEGATES 14